Credit Officer - Technology Banking

Company: Susser Bank
Location: Dallas
Posted on: March 4, 2025

Job Description:

The bank's Senior Credit Officer - Technology Banking (SCO-TB) is responsible for providing support, leadership and direction, credit administration, and the administration of sound credit policies and procedures that result in a safe and sound credit portfolio. In collaboration with senior executives, the SCO-TB will set short and long-term goals pertaining to recurring revenue markets which establish a credit portfolio that is diversified and aligned with the bank's overall company strategies and mission.Primary Duties and Responsibilities

• Identify and develop long-term strategies to manage credit risk which includes portfolio mix, growth strategies and market penetration objectives.
• Develop and administer a relevant and sound credit policy that integrates with the bank's growth, safety, and market plans.
• Oversee and guide an effective underwriting, credit monitoring and credit grading program, guarding against loss and unnecessary risk.
• Responsible for compliance of all applicable rules and regulations pertaining the granting and administering of credit.
• Provide mentorship, guidance and support for Credit Analysts who support the Technology Banking Team.
• Ensure that the business development and relationship management group understand and develop business in accordance with the Bank's credit guidelines.
• Advise the Technology Banking Team, CCO and broader leadership team on matters of the recurring revenue market related to opportunity, risk and strategy.Secondary Duties in Position
  • Assists in the credit needs of all areas within the bank as needed.
  • Maintains necessary security and confidentiality of client and bank information.
  • Develops and administers effective problem credit workout planning.
  • Assists Risk Management leaders in developing and communicating to key stakeholders, including board of directors and regulators.
  • Engage with customers and prospects in relationship development and business development activities on behalf of the bank.Education and Experience Required
    • Bachelor's Degree required.
    • Advanced degree is a plus.Skills and Abilities Required
      • Must be willing to travel to the Dallas office (if located in Austin) one day per week.
      • Excellent credit underwriting skills, including familiarity with C&I lending practices and cash flow analysis.
      • Demonstrated success in progressive roles in credit, portfolio management, and/or lending in a growing commercial bank.
      • Experience working with B2B technology businesses with a SaaS revenue model.
      • Strong technology awareness and skills.
      • Ability to develop and present information in varied mediums.
      • Strong interpersonal leadership skills and team building.
      • Ability to work cooperatively and build professional relationships.Susser Bank is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.Susser Bank participates in E-Verify.
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Keywords: Susser Bank, Dallas , Credit Officer - Technology Banking, IT / Software / Systems , Dallas, Texas